Research

Explore insights into fintech trends

Recent industry-related research

The Impacts of Earned Wage Access: How Giving Workers More Control Over Pay Timing Can Increase Income and Boost Financial Stability

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Research

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How Does Legal Enforceability Affect Consumer Lending? Evidence from a Natural Experiment

Stanford University

Policy goals

Discover our primary focus areas by reading about our core issues:

Fintech Lending

Banking-as-a-Service (BaaS)

Earned Wage Access (EWA)

Buy-Now-Pay-Later

Open Banking

Artificial Intelligence

Supervisory and Regulatory Technology

Student Lending

Responsible Innovation within the Credit Reporting Ecosystem

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2025 AFC Policy Summit Roundtables

The Future of Fintech Relationships with Sponsor Banks: Decoupling or Doubling Down?

Facilitated by Marc P. Franson, Tobias Moon, & Matthew Stone, Partners, Chapman and Cutler

Charging Forward: The Economics Behind Open Banking

Facilitated by Phil Knight, Director, Financial Services Risk & Regulatory Consulting, Forvis Mazars

What’s in a Name? A discussion of the meaning and impact of an FBO Account

Facilitated by Matthew Bornfreund & Evan Minsberg, Partners, Morrison Foerster

Practical Legal and Compliance Considerations for Developing and Deploying AI

Facilitated by Caroline Stapleton, Partner, Orrick

The Autonomous Edge: Governing Agentic AI’s Leap from Innovation to Accountability

Facilitated by Vinay Bhaskar, COO & Adam Saad, Head of Product, Scienaptic AI

RegTech Rising: Smarter Tools for a Complex Environment

Facilitated by Chris Hilliard, CEO, Founding Members, Winnow

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