Advocacy

Fighting for transparent, inclusive, and customer centric policies and practices

Policy goals

Responsible Bank-Fintech Partnership
Promoting a unified regulatory framework for bank-fintech partnerships and federal interest rate caps to ensure fair access to credit for historically excluded communities
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Banking-as-a-Service
Advocating for clear regulatory guidelines and interagency cooperation to foster responsible innovation and protect consumers in the evolving BaaS landscape
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Earned Wage Access
Seeking tailored regulatory frameworks that distinguish EWA from loans, ensuring consumer protections and fostering financial inclusion for workers
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Buy-Now-Pay-Later
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities
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Open Banking
Promoting a consumer-protected open banking ecosystem through comprehensive regulatory frameworks that enhance competition
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Artificial Intelligence
Advocating for use case-specific regulations of AI in financial services to enable its responsible use for improving consumer benefits
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Supervisory and Regulatory Technology
Encouraging the use of regulatory technology to enhance financial product oversight and industry efficiency, fostering collaboration between regulators and industry
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Student Lending
Supporting transparent student lending practices and advocates for technology- driven solutions to improve access to credit and repayment processes
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Responsible Innovation within the Credit Reporting Ecosystem
Pushing for modernization of the credit reporting ecosystem to empower consumers and promote responsible innovation while ensuring transparency curbing fraudulent practices
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Digital Assets
Advocating for a level playing field for all responsible financial services companies to engage in a safe and sound digital assets space.
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Payments
Supporting modernization of the payments system to improve consumer experiences and lower enterprise costs while combatting illicit activities.
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Advocacy

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5.20.2026

Federal: AFC Statement for the Record

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5.20.2026

Federal: AFC Statement for the Record

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5.18.2026

Fedral: AFC Response to FDIC Stablecoin GENIUS Act Implementation

5.18.2026

Fedral: AFC Response to FDIC Stablecoin GENIUS Act Implementation

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5.14.2026

JOINT TRADE ASSOCIATION LETTER ON AI-DRIVEN CYBERSECURITY RISK & A SECURE & AI-READY AMERICA ACTION PLAN

5.14.2026

JOINT TRADE ASSOCIATION LETTER ON AI-DRIVEN CYBERSECURITY RISK & A SECURE & AI-READY AMERICA ACTION PLAN

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5.13.2026

Federal: AFC Letter of Support for Legislation Advancing AI Innovation, Fraud Prevention, and Supervisory Modernization in Financial Services

5.13.2026

Federal: AFC Letter of Support for Legislation Advancing AI Innovation, Fraud Prevention, and Supervisory Modernization in Financial Services

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5.12.2026

TN: Joint Industry Letter to Veto HB 2502

5.12.2026

TN: Joint Industry Letter to Veto HB 2502

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5.11.2026

NY: Industry Joint Letter in Opposition of A148 International Wire Transfer Fee

5.11.2026

NY: Industry Joint Letter in Opposition of A148 International Wire Transfer Fee

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5.8.2026

Federal: AFC Response to Trump Account Program

5.8.2026

Federal: AFC Response to Trump Account Program

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5.1.2026

Federal: AFC Response to Proposed Rulemaking to OCC Implementation of the GENIUS Act

5.1.2026

Federal: AFC Response to Proposed Rulemaking to OCC Implementation of the GENIUS Act

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4.30.2026

Federal: AFC Letter of Support for the GUARD Financial Data Act

4.30.2026

Federal: AFC Letter of Support for the GUARD Financial Data Act

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