Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
New York State Proposal Aimed At Reining In Buy Now, Pay Later Loans
New York's BNPL regs take shape amid a CFPB vacuum
New York Seeks Public Comment on Proposed BNPL Regulations
Fintech, Crypto Policy Trends to Watch in States
American Fintech Council (AFC) Applauds Fintech Subcommittee for Focus on Expanding Consumer Access and Modernizing Oversight on Affordable Financial Technology Solutions
Statement from American Fintech Council (AFC) Chief Policy Officer Ian P. Moloney on the CFPB Report on Buy Now, Pay Later (BNPL) Trends
Statement from American Fintech Council (AFC) CEO Phil Goldfeder on State Attorneys General Inquiry into Buy Now, Pay Later (BNPL) Products
American Fintech Council (AFC) Requests Extension on New York State Dept. of Financial Services (DFS) BNPL Data Submission Deadline to Ensure Accuracy and Comprehensive Response
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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