Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
New York State Proposal Aimed At Reining In Buy Now, Pay Later Loans
New York's BNPL regs take shape amid a CFPB vacuum
New York Seeks Public Comment on Proposed BNPL Regulations
Fintech, Crypto Policy Trends to Watch in States
Statement from Phil Goldfeder, CEO of the American Fintech Council, on Buy-Now-Pay-Later Provisions in New York State Budget
American Fintech Council (AFC) Urges CFPB To Prioritize Responsible Innovation in Financial Services and Recommends Swift Reforms
American Fintech Council (AFC) Responds to Consumer Financial Protection Bureau (CFPB) Interpretive Rule on Buy Now Pay Later
Statement from American Fintech Council (AFC) CEO, Phil Goldfeder on CFPB Interpretive Rule on Buy Now Pay Later (BNPL)
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations