Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Response to New York Buy Now Pay Later Rulemaking
OR: AFC Comment Letter to Oregon DCBS on BNPL Bulletin
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Trade groups knock BNPL rules
American Fintech Council Reports Record Growth and Advocacy Wins in 2026 Mid-Year Review
How ‘buy now, pay later’ options quietly add interest fees
AFC urges Oregon to revise proposed BNPL licensing rules
American Fintech Council (AFC) Submits Recommendations to Enhance New York’s Proposed Buy Now, Pay Later (BNPL) Regulatory Framework
American Fintech Council (AFC) Highlights Successful Advocacy and Membership Growth Across Financial Services in First Half of 2026
American Fintech Council (AFC) Urges Oregon Regulators to Adjust Proposed BNPL Licensing Framework
American Fintech Council (AFC) Applauds Fintech Subcommittee for Focus on Expanding Consumer Access and Modernizing Oversight on Affordable Financial Technology Solutions
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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