Research
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Marketplace Lending and Consumer Credit Outcomes: Evidence from Prosper
Federal Reserve
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the Lending Club Consumer Platform
Federal Reserve Bank of Philadelphia
Do Marketplace Lending Platforms Offer Lower Rates to Consumers?
Technology, the Nature of Information, and FinTech Marketplace Lending
Federal Reserve Bank of Boston
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks?
How Does Legal Enforceability Affect Consumer Lending? Evidence from a Natural Experiment
Stanford University
Discover our primary focus areas by reading about our core issues:
Fintech Lending
Banking-as-a-Service (BaaS)
Earned Wage Access (EWA)
Buy-Now-Pay-Later
Open Banking
Artificial Intelligence
Supervisory and Regulatory Technology
Student Lending
Responsible Innovation within the Credit Reporting Ecosystem
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