Research
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Invisible Primes: Fintech Lending with Alternative Data
SSRN
Lender Automation and Racial Disparities in Credit Access
Paycheck Protection Program: Program Changes Increased Lending to the Smallest Businesses and in Underserved Locations
U.S. Government Accountability Office
Banking as a Service, Explained: What it is, Why it’s Important and How to Play
Deloitte
Fintech and the Digital Transformation of Financial Services: Implications for Market Structure and Public Policy
Bank for International Settlements
Who Received PPP Loans by Fintech Lenders?
Federal Reserve Bank of New York
Discover our primary focus areas by reading about our core issues:
Fintech Lending
Banking-as-a-Service (BaaS)
Earned Wage Access (EWA)
Buy-Now-Pay-Later
Open Banking
Artificial Intelligence
Supervisory and Regulatory Technology
Student Lending
Responsible Innovation within the Credit Reporting Ecosystem
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