AI Digital Twin platform brings permission-controlled knowledge sharing to AFC’s coalition of responsible innovators

Co-founder Tom Cahn will speak at 2026 AFC Policy Summit in November

San Francisco, CA (November 5, 2026) – The American Fintech Council (AFC), the largest industry association representing both responsible fintech companies and innovative banks, announced the addition of Twin1 AI as its newest member. Twin1 AI provides secure, personalized AI Digital Twins for professionals, enabling regulated financial institutions to transform fragmented institutional knowledge into a governed, permissioned network. As a member of AFC, Twin1 AI will contribute to industry efforts to advance the safe, privacy-first deployment of artificial intelligence and help organizations scale their knowledge securely.

“Ensuring that financial institutions can securely and responsibly deploy emerging technologies is essential for creating a financial system that is inclusive, beneficial, and responsible for both consumers and businesses,” said Phil Goldfeder, CEO of the American Fintech Council. “Twin1 AI’s approach to solving the siloed knowledge problem allows organizations to securely tap into their collective expertise while maintaining rigorous standards of data sovereignty and privacy. We look forward to collaborating with Twin1 AI as we continue to partner with responsible innovators and technology providers to shape state and federal frameworks that promote innovation and protect data privacy.”

Operating across the systems financial professionals use daily—from communication channels to enterprise documents—Twin1 AI securely activates critical expertise that is typically trapped across fragmented systems, individual communications, and institutional silos. By deploying personalized digital twins bound by rigorous enterprise permissions and compliance oversight, organizations can enhance decision-making and scale workflow coordination without sacrificing human control or data sovereignty. This privacy-first architecture enables banks and fintechs to leverage cutting-edge generative technology while upholding stringent regulatory standards. By focusing on a privacy-first and human-centric approach, Twin1 AI enables regulated enterprises to maintain control over their data.

“The most valuable knowledge in a financial institution does not live in a single database. It is distributed across people, conversations, decisions and the systems they use every day, said Dr. Lewis Z. Liu, Co-founder & CEO at Twin1 AI. “Twin1 gives every professional an AI Twin and connects those Twins through a secure, permission-controlled network, so organizations can put that knowledge to work without sacrificing privacy, governance or human control. We are joining AFC to help develop practical standards for responsible AI adoption across financial services.”

A standards-based organization, the American Fintech Council (AFC) is the largest and most diverse trade association representing financial technology (fintech) companies and innovative banks. On behalf of nearly 175 member companies and partners, AFC promotes a transparent, inclusive, and customer-centric financial system by supporting responsible innovation in financial services and encouraging sound public policy. AFC members foster competition in consumer finance and pioneer products to better serve underserved consumer segments and geographies.

About Twin1 AI
Twin1 AI helps professionals scale and extend their expertise through AI-powered digital twins that reflect their knowledge, judgment, working context and communication style. Operating across the systems where work happens, including email, meetings, documents, Slack and Microsoft Teams, Twin1 connects these individual twins through a governed network that helps organizations unlock siloed knowledge, coordinate across people, workflows and AI agents, and deliver permission-aware answers in real time. With privacy, governance and human control built into the platform, Twin1 works with leading organizations across legal, financial services and energy, including Linklaters, Orrick, Dechert, Shoreline Hometown Credit Union, and Aegis Energy. Founded in 2025, Twin1 AI has teams in San Mateo (HQ) and London. Learn more at twin1.ai.

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