Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
Federal: AFC Letter to OMB Director Vought on CFPB Policy Priorities
Trade groups knock BNPL rules
American Fintech Council Reports Record Growth and Advocacy Wins in 2026 Mid-Year Review
How ‘buy now, pay later’ options quietly add interest fees
AFC urges Oregon to revise proposed BNPL licensing rules
American Fintech Council (AFC) Urges CFPB To Prioritize Responsible Innovation in Financial Services and Recommends Swift Reforms
American Fintech Council (AFC) Responds to Consumer Financial Protection Bureau (CFPB) Interpretive Rule on Buy Now Pay Later
Statement from American Fintech Council (AFC) CEO, Phil Goldfeder on CFPB Interpretive Rule on Buy Now Pay Later (BNPL)
Federal: Statement From American Fintech Council (AFC) CEO, Phil Goldfeder, On the OCC Bulletin Related to Managing Risk for Buy Now Pay Later (BNPL)
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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