Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Response to New York Buy Now Pay Later Rulemaking
OR: AFC Comment Letter to Oregon DCBS on BNPL Bulletin
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Trade group leader discusses BNPL security and appeal
Buy now, pay later users pile on debt, CFPB finds
BNPL use may rise this year for holiday shopping
BNPL providers won’t face penalties during transition to new CFPB rule
American Fintech Council (AFC) Submits Recommendations to Enhance New York’s Proposed Buy Now, Pay Later (BNPL) Regulatory Framework
American Fintech Council (AFC) Highlights Successful Advocacy and Membership Growth Across Financial Services in First Half of 2026
American Fintech Council (AFC) Urges Oregon Regulators to Adjust Proposed BNPL Licensing Framework
American Fintech Council (AFC) Applauds Fintech Subcommittee for Focus on Expanding Consumer Access and Modernizing Oversight on Affordable Financial Technology Solutions
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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