Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Response to New York Buy Now Pay Later Rulemaking
OR: AFC Comment Letter to Oregon DCBS on BNPL Bulletin
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
You've Been Using BNPL to Buy Groceries: There's a Better Way
FICO reporting could stunt BNPL
CFPB, consumer groups clash over BNPL
NY to regulate 'buy now, pay later' companies after Trump backs off growing industry
American Fintech Council (AFC) Urges CFPB To Prioritize Responsible Innovation in Financial Services and Recommends Swift Reforms
American Fintech Council (AFC) Responds to Consumer Financial Protection Bureau (CFPB) Interpretive Rule on Buy Now Pay Later
Statement from American Fintech Council (AFC) CEO, Phil Goldfeder on CFPB Interpretive Rule on Buy Now Pay Later (BNPL)
Federal: Statement From American Fintech Council (AFC) CEO, Phil Goldfeder, On the OCC Bulletin Related to Managing Risk for Buy Now Pay Later (BNPL)
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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