Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Response to New York Buy Now Pay Later Rulemaking
OR: AFC Comment Letter to Oregon DCBS on BNPL Bulletin
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
You've Been Using BNPL to Buy Groceries: There's a Better Way
FICO reporting could stunt BNPL
CFPB, consumer groups clash over BNPL
NY to regulate 'buy now, pay later' companies after Trump backs off growing industry
Statement from American Fintech Council (AFC) Chief Policy Officer Ian P. Moloney on the CFPB Report on Buy Now, Pay Later (BNPL) Trends
Statement from American Fintech Council (AFC) CEO Phil Goldfeder on State Attorneys General Inquiry into Buy Now, Pay Later (BNPL) Products
American Fintech Council (AFC) Requests Extension on New York State Dept. of Financial Services (DFS) BNPL Data Submission Deadline to Ensure Accuracy and Comprehensive Response
Statement from Phil Goldfeder, CEO of the American Fintech Council, on Buy-Now-Pay-Later Provisions in New York State Budget
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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