Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
New York tightens BNPL rules as the CFPB pulls back
NY State Budget Provides New BNPL Oversight
With CFPB, It's Buy Now, Pay Later, Enforcement Not So Much
CFPB won't enforce rule classifying BNPL as credit cards
Statement from Phil Goldfeder, CEO of the American Fintech Council, on Buy-Now-Pay-Later Provisions in New York State Budget
American Fintech Council (AFC) Urges CFPB To Prioritize Responsible Innovation in Financial Services and Recommends Swift Reforms
American Fintech Council (AFC) Responds to Consumer Financial Protection Bureau (CFPB) Interpretive Rule on Buy Now Pay Later
Statement from American Fintech Council (AFC) CEO, Phil Goldfeder on CFPB Interpretive Rule on Buy Now Pay Later (BNPL)
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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