Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
CFPB, consumer groups clash over BNPL
NY to regulate 'buy now, pay later' companies after Trump backs off growing industry
Financial technology advocates torn on New York Buy Now, Pay Later law
Fintech groups oppose state BNPL rules
Federal: Statement From American Fintech Council (AFC) CEO, Phil Goldfeder, On the OCC Bulletin Related to Managing Risk for Buy Now Pay Later (BNPL)
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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