Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
Federal: AFC Letter to OMB Director Vought on CFPB Policy Priorities
New York Seeks Public Comment on Proposed BNPL Regulations
Fintech, Crypto Policy Trends to Watch in States
BNPL growing as charge-offs and late fees decline: CFPB
Seven state AGs demand more information from BNPL lenders
American Fintech Council (AFC) Submits Recommendations to Enhance New York’s Proposed Buy Now, Pay Later (BNPL) Regulatory Framework
American Fintech Council (AFC) Highlights Successful Advocacy and Membership Growth Across Financial Services in First Half of 2026
American Fintech Council (AFC) Urges Oregon Regulators to Adjust Proposed BNPL Licensing Framework
American Fintech Council (AFC) Applauds Fintech Subcommittee for Focus on Expanding Consumer Access and Modernizing Oversight on Affordable Financial Technology Solutions
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations