Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
NY: AFC Comment Letter to NYDFS BNPL Pre-Proposal Comment Period
NY: AFC Comment Letter to NYDFS BNPL RFI
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
BNPL firms urge HUD to skip new rules
NYDFS extends BNPL request for information deadline to Sept. 15
You've Been Using BNPL to Buy Groceries: There's a Better Way
FICO reporting could stunt BNPL
Federal: Statement From American Fintech Council (AFC) CEO, Phil Goldfeder, On the OCC Bulletin Related to Managing Risk for Buy Now Pay Later (BNPL)
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations