Policy Priorities
Supporting responsible Buy-Now-Pay-Later lending, while advocating for unified regulations that include clear disclosures of borrower responsibilities.
Federal: AFC Comment Letter to HUD on BNPL RFI
New York: AFC Extension Request Letter for NYDFS BNPL RFI
Federal: AFC Letter to OMB Director Vought on CFPB Policy Priorities
AFC Urges Oregon to Rethink BNPL Licensing Under Payday Rules
New York Regulator Proposes Licensing Rules for BNPL Lenders
Is BNPL financing raising prices?
Consumers turn to buy now, pay later for essential expenses — with growing risks
American Fintech Council (AFC) Submits Recommendations to Enhance New York’s Proposed Buy Now, Pay Later (BNPL) Regulatory Framework
American Fintech Council (AFC) Highlights Successful Advocacy and Membership Growth Across Financial Services in First Half of 2026
American Fintech Council (AFC) Urges Oregon Regulators to Adjust Proposed BNPL Licensing Framework
American Fintech Council (AFC) Applauds Fintech Subcommittee for Focus on Expanding Consumer Access and Modernizing Oversight on Affordable Financial Technology Solutions
The Consumer Credit Card Market Report to Congress
The Effect of BNPL on Consumer Debt and the Ability to Repay Non-BNPL Debt Obligations
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