In collaboration with Arnold & Porter, LLP

The Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) is arguably one of the most important laws impacting financial services by allowing state-chartered banks the ability to compete with their national counterparts. Four decades later, the act is still playing a pivotal role and remains significant in the evolving landscape of financial regulation and fintech lending. In the wake of Madden and multiple divers challenges to True Lender, opting out of DIDMCA has become a blunt legislative tool by some states to limit responsible lending through bank-fintech partnerships. This panel of experts, led by Arnold & Porter LLP, will look at the history and background on the intersection of DIDMCA and the “True Lender” doctrine and address regulatory and enforcement risks around what it means to be a “true lender.”

In collaboration with Davis Wright Tremaine LLP

Bank partnerships are a critical component of the U.S. fintech ecosystem and infrastructure. Like any relationship, that between banks and fintechs require sustained work and attention as both parties seek to innovate and access new markets together. AFC’s latest webinar, led by Davis Wright Tremaine, will address how to approach bank-fintech partnerships, including contractual considerations, respecting regulatory perimeter, choosing the right partner, and technical integration. Subject matter experts will share insight on the nuances of third party relationships, particularly when they begin to sour, and parties must part ways.

In collaboration with Orrick

In an era where regulatory requirements are constantly evolving and becoming more complex, harnessing the power of AI-driven RegTech is essential for organizations seeking to ensure accurate, efficient, and justified compliance processes. Join this webinar led by experts at Orrick, exploring how the intersection of AI and RegTech can enhance regulatory reporting, risk management, compliance, monitoring, and KYC. Use cases will be shared that demonstrate the applications and benefits of AI-powered RegTech, including faster and more thorough compliance, dynamic adaptation to regulatory changes, and justified decision-making.