In collaboration with Hudson Cook LLP

This year, the Consumer Financial Protection Bureau (CFPB) introduced a new registry aimed at identifying and publishing the records of companies and the individuals responsible for repeat offenses resulting in enforcement actions. Additionally, the CFPB has proposed a rule to establish a public registry for terms and conditions in form contracts that seek to waive or limit consumer rights and protections. These registries can create challenges for companies' reporting and compliance processes, and therefore need to be adequately understood. Join leaders from Hudson Cook, Justin B. Hosie and Jay Harris, as well as former Associate Director for Research, Monitoring, and Regulations at the CFPB and current Senior Advisor at FS Vector, Ashwin Vasan, for an in-depth exploration of these new developments, as they break down what these registries mean for businesses and consumers alike, and how they could impact your practices and compliance strategies. Don’t miss this opportunity to stay ahead, understand the implications, and responsibly navigate these changes!

In collaboration with Arnold & Porter, LLP

The Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) is arguably one of the most important laws impacting financial services by allowing state-chartered banks the ability to compete with their national counterparts. Four decades later, the act is still playing a pivotal role and remains significant in the evolving landscape of financial regulation and fintech lending. In the wake of Madden and multiple divers challenges to True Lender, opting out of DIDMCA has become a blunt legislative tool by some states to limit responsible lending through bank-fintech partnerships. This panel of experts, led by Arnold & Porter LLP, will look at the history and background on the intersection of DIDMCA and the “True Lender” doctrine and address regulatory and enforcement risks around what it means to be a “true lender.”

In collaboration with Davis Wright Tremaine LLP

Bank partnerships are a critical component of the U.S. fintech ecosystem and infrastructure. Like any relationship, that between banks and fintechs require sustained work and attention as both parties seek to innovate and access new markets together. AFC’s latest webinar, led by Davis Wright Tremaine, will address how to approach bank-fintech partnerships, including contractual considerations, respecting regulatory perimeter, choosing the right partner, and technical integration. Subject matter experts will share insight on the nuances of third party relationships, particularly when they begin to sour, and parties must part ways.